Start Managing Your Finances with Our Account Options.
We offer a variety of account types to help you achieve your financial goals.
Choose the right account for you from the options below.
Personal Savings Account
A great way to start saving with a low monthly balance requirement. This account is perfect for anyone looking to start saving with minimal effort.
- Earn 3.25% APY*
- $200 minimum balance to open
- $2 monthly service charge waived if the average daily balance of $200 is maintained
- Check writing is not available
Preferred Money Market
Exclusive online-only product. Start earning interest while keeping your money accessible.
- Earn 3.65% APY*
- $500 minimum balance to open
- $10 monthly service charge waived if the average daily balance of $500 is maintained
- Unlimited check writing
Personal Money Market Checking
An interest-bearing account with competitive rates. Ideal for those who want to earn interest while maintaining liquidity.
- $2,500 minimum balance to open
- $25 monthly service charge waived if the average daily balance of $2,500 is maintained
- Unlimited check writing
*All accounts are subject to approval. This Promotion("Offer") is valid for new or existing customers opening qualifying accounts. Hana Bank USA, N.A. reserves the right to change or terminate this promotion at any time at its sole discretion. Annual Percentage Yield (APY) is accurate as of 8/1/2026. Online account opening is not available for business accounts. Other fees and charges may apply. Fees could reduce earnings on the account. The interest rate and APY are variable and may change after account opening. Customers must have Hana Bank USA checking account to receive the promotional APY. Personal Savings: The Promotional APY applies for the first three (3) months following account opening. After the promotional period, the account will earn the then-current standard rate applicable to the account.
**Mobile service providers may assess data and/or other charges when utilizing mobile banking applications or services. For details, check with your mobile service provider.
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